How to Play

The apps, in plain words.
What each app actually is, what it pays, the rules that quietly cost people money, and the research I do before I take anything on it. One guide per site.

Pick’em apps look simple and are not. What you get paid changes with how many players you take and which play type you are on. The research panel shows you five games and lets that stand in for form. A player who never takes a snap does not just cost you a leg — he quietly drops what the whole ticket pays. None of it is hidden. It is just buried in a rules page nobody opens.

So there is a page here for each app I actually use, and every one of them covers the same ground: what a square is, what it pays and what that means you have to hit, the scratch rules, and how I go through a board. Every number comes off the app’s own screens and its own rules page, with the date I checked it on the guide. If one of them changes a payout, the page changes.

The sign-up links on these pages are referral links. You get whatever the app is offering new players, RiskMode gets the referral credit, and the guide reads exactly the same either way. Nothing here is advice and nothing here is a promise about money. 21+.

The guides

PrizePicks

More or Less on two to six players, no price on the square. A three-pick Power Play pays 4.25x at the minimum, which means every leg has to land about 62% of the time before you are even. Plus the two rules that reprice your ticket when somebody is inactive.

DraftKings Pick6

The multiplier on the square is the price, which is the thing the other apps hide. Base Payouts ask less of you — 55% a leg on a three-pick against PrizePicks’ 62% — and a scratch shrinks your ticket to a smaller one instead of cutting the payout.

Underdog

Higher and Lower, with standard and insured entries that pay on a miss. Guide in progress.

Betr Picks

Guide in progress.

What works on every one of them

The apps differ in what they pay and what they call things. The work does not. Five recent games is never a sample. How far a player’s average sits above the number matters more than how many times he has crossed it. Volume — snaps, targets, carries, minutes, shots — moves a line further than any matchup does. And the same square usually has a price at a sportsbook, which is worth thirty seconds of looking up before you take it.

The daily cards are at NFL, NHL, NBA and MLB, and every leg on them is graded in public at the price it was posted at.